Use your international credit to finance a Verizon phone FAQs

Anyone from select countries with an international credit history can apply to buy a top device brand and make payments over 36 months at 0% interest. This includes those working, studying, and living in the US.

Important: You must open a new account with Verizon to take advantage of this option.

Yes. You can apply to buy a new smartphone at 0% interest without a US social security number or an Individual Taxpayer Identification Number. If you had a secured credit card or credit history in your home country, we can use that credit history through our partnership with Nova Credit.

Credit history from these countries can be used to apply for device financing: Australia, Brazil, Canada, Dominican Republic, India, Kenya, Mexico, Nigeria, Philippines, South Korea, Spain, United Kingdom.*

We're constantly working to add new countries. Please check back in the coming months to see additional countries and credit bureaus.

*Great Britain, Wales, Scotland, Northern Ireland.

Credit history from these credit bureaus is currently available:

• Australia Equifax
• Brazil Serasa
• Canada Transunion
• Dominican Republic Transunion
• India Transunion
• Kenya CreditInfo
• Mexico Buro de Credito or Circulo de Credito
• Nigeria CRC
• Philippines Transunion
• South Korea NICE
• Spain Transunion
• United Kingdom Equifax

We're constantly working to add new credit bureaus. Please check back in the coming months to see additional countries and credit bureaus.

When applying for 0% interest device payments with Verizon, choose the most recent country in which you had a secured credit card or loan.

To apply for 0% financing using your international credit, just shop for and choose a new device through the Verizon international credit page.

Important: You must shop from the international credit page to access the international credit option.

Here's the purchase and credit application process:

1. Click or tap Buy when you find your new device.
   • During checkout, you have the option to add accessories, choose a mobile phone plan and add device protection.
   • You add an international calling plan later, after your account is set up.
2. Choose Begin secure checkout.
   • The device payment monthly price and the total retail price is shown.
3. Choose Continue with international credit via Nova Credit.
4. Choose your international country.
5. Complete the fields required to match and retrieve your translated international credit score.
6. Create a Nova account PIN. (Keep the PIN so you can return and view your application if needed.)
7. View your credit decision and credit limit:
   • If the device you chose is more than your limit, the extra balance is due at checkout.
   • If your credit isn't approved, consider other options for mobile service with Verizon.

View our Device Payment FAQs to learn more.

*This is the country-specific version of a US social security number.

To find your credit history and verify your identity, you may need to enter your most recent address in the country where you have credit history. If you aren't sure what that address is, look at old bills, check Google Maps or call a family member to help.

Nova might not be able to access your international credit report for many reasons, including:

• No credit report in your home country.
• Insufficient credit history to produce a full credit report.
• Personal information not entered correctly (e.g., name, date of birth, foreign address, foreign ID number).
• Verification questions not answered correctly.

If you weren't offered credit or not enough credit for the device of your choice you can:

• Pay full retail price to buy a new device or a certified pre owned device
• Consider a Prepaid phone plan

You can also consider bringing your own device (BYOD) to Verizon. However, many Android™ and iOS devices brought in from other countries don’t work on US networks.

Check if your device works on the Verizon network.

In rare cases, a technical error or a bureau outage may occur during the credit check. If you see this message, try submitting your request again later.

You can visit Nova Credit for any support inquiries.